Question 1

What is KAELUM?

Accepted Answer

KAELUM is the world's first Agentic Ai-Native Digital Commerce Currency. It is not a cryptocurrency. It is a closed-loop digital commerce currency built and operated by KAELUM Technologies Ltd in the UK. Customers purchase KLM at a fixed price of GBP 0.20 per unit and spend it at participating merchants and creators to receive an instant merchant discount of 6 percent or more; a 4.5 percent platform transaction fee applies.

Question 2

Is KAELUM a cryptocurrency?

Accepted Answer

No. KAELUM is not a cryptocurrency. KLM is a closed-loop digital commerce currency. It does not use blockchain technology and is not speculative. The company considers its closed-loop design falls within the exclusion at regulation 3 of the UK Electronic Money Regulations 2011 and the corresponding exclusion under the EU E-Money Directive 2009/110/EC; an independent legal opinion confirming this has not yet been obtained.

Question 3

How does the KAELUM discount work?

Accepted Answer

Customers purchase KLM at a fixed GBP 0.20 per unit. When they spend KLM at a participating merchant or creator, they receive an instant discount at the point of purchase. The discount is set by each merchant, with a minimum of 6 percent, and the buyer pays a 4.5 percent platform transaction fee on the discounted price. No voucher codes, no cashback delays.

Question 4

What is K.A.T.E.?

Accepted Answer

K.A.T.E. stands for Kaelum Audivo Triovus Engine. It is the Agentic Ai intelligence layer that governs the KAELUM platform. K.A.T.E. is the Ai Chief Operating Officer of KAELUM Technologies Ltd. It governs 21 specialised agents, processes every transaction, monitors for fraud and compliance via SENTINEL, and powers merchant analytics and customer insights. Sensitive actions pass through human approval gates. K.A.T.E. is powered exclusively by specialised Claude instances from Anthropic.

Question 5

Is the price of KLM fixed?

Accepted Answer

Yes. KLM has a fixed rate of GBP 0.20 per unit. The price does not rise or fall. KLM is a prepaid closed-loop commerce currency: its value to the customer is the merchant discount of 6 percent or more received when spending KLM at participating merchants and on Creator Paylinks; a 4.5 percent platform transaction fee applies. KLM is not an investment and carries no return.

Question 6

Is KAELUM regulated?

Accepted Answer

KAELUM is structured as a closed-loop arrangement which the company considers falls within the exclusion at regulation 3 of the UK Electronic Money Regulations 2011 and paragraph 2(k) of Part 2 of Schedule 1 to the Payment Services Regulations 2017, with the corresponding exclusion under the EU E-Money Directive 2009/110/EC. An independent legal opinion confirming this has not yet been obtained. KAELUM Technologies Ltd is a UK company registered at Companies House (number 16681154). KAELUM does not claim to be FCA-authorised or e-money regulated.

Question 7

Who founded KAELUM?

Accepted Answer

KAELUM was founded by Greggar Deterville, entrepreneur and CEO of KAELUM Technologies Ltd. Greggar also founded Carpet Media Group (CMG), an ecosystem of Agentic Ai-powered startups. KAELUM Technologies Ltd was incorporated in 2025 and is based in the United Kingdom.

Question 8

What are TPR rewards?

Accepted Answer

TPR stands for Transaction Participation Rewards. 1.2 percent of every transaction value is allocated automatically to the KAELUM Performance Reserve (KPR) and distributed quarterly in KLM to active customers, merchants and creators, as a reward for commerce, not for holding. TPR rewards are not redeemable for fiat.