Stop Paying Full Price for Everything.
KAELUM gives you a guaranteed 6%+ spending discount at every participating merchant. Every purchase. Automatically. Powered by Ai, not blockchain.
Every system is designed against you
Loyalty points expire. Vouchers get forgotten. Cashback takes months. You keep giving platforms your money and getting very little back. KAELUM inverts that model.
Points expire before you use them. They are tied to single stores. The value is always less than promised, and redemption is always complicated.
Cashback schemes make you wait weeks or months. The money leaves your pocket today. The reward, if it ever comes, is minimal and conditional.
Most reward systems lock you to one retailer or sector. Spending loyalty earns you nothing useful across the brands you actually use every day.
Card networks take a cut of every purchase and give you nothing back. KLM returns a minimum 6% discount to you at the point of sale, every time you spend at a participating merchant.
Four steps. Instant savings.
KAELUM is built for simplicity. Buy KLM, spend at merchants, save money and earn rewards automatically. No apps to juggle, no codes to remember.
Purchase KLM at £0.20 each. Your starting balance is 200 KLM (£40), active commerce capital from day one. During the Pre-Purchase Campaign, buy at just £0.176 per Unit.
Pay with KLM at any participating merchant or Creator Paylink. Your 6%+ discount is applied automatically at checkout. No codes. No vouchers. No delays.
1.2% of every transaction you make goes into the KAELUM Performance Reserve. Every quarter, that pool is distributed back to you in KLM based on your spending share.
KLMback rewards and quarterly TPR distributions are earned through spending activity. The more you use the ecosystem, the more you get back.
Everything working in your favour
KAELUM stacks multiple benefits on every transaction. The discount is structural and immediate. The rewards compound over time.
Every time you pay with KLM at a participating merchant, you receive a minimum 6%+ discount on goods and services. Automatic at checkout. No steps to take.
1.2% of every transaction is pooled into the KAELUM Performance Reserve and distributed quarterly in KLM. The more you spend, the larger your share.
Earn KLMback on qualifying purchases. Rates start at 1.0% and scale up to 5.0% at Diamond tier. The more KLM you hold, the more you earn per transaction automatically.
Earn KLMback on every transaction at a participating merchant. Rates scale with your Member Standing tier. KLMback is spend-only and circulates within the ecosystem.
KLM is fixed at £0.20 per Unit and does not rise or fall. No speculation, no volatility. Your value comes from the discount you receive when you spend, not from price movement.
As your KLM balance grows, you unlock premium KCR tiers automatically. No applications, no approval. Bronze (£60K) upgrades your spending discount to 9%+ and increases KLMback rates.
How much could you save each year?
Adjust your estimated annual spending. Based on the standard 6% spending discount and 1.2% quarterly TPR allocation.
The more you hold, the more you earn
Your KCR tier updates automatically as your balance grows. No application. No approval. No lock-in. Your benefits stack as your commerce activity grows.
| Tier | Balance Required | Spending Discount | KLMback Rate |
|---|---|---|---|
| Standard | From £40 (200 KLM) | 6%+ | 1.0% |
| Bronze | £60,000 | 9%+ | 1.0% |
| Silver | £180,000 | 9%+ | 2.0% |
| Gold | £270,000 | 9%+ | 3.0% |
| Platinum | £360,000 | 9%+ | 4.0% |
| Diamond | £1,000,000 | 9%+ | 5.0% |
Sending KLM to other people
Spending KLM at merchants and Creator Paylinks is never limited, spend as much as you like. Sending KLM to another person is a peer-to-peer transfer, and transfers carry limits that keep every account safe from fraud and misuse. All amounts are shown in KLM.
| Customer account | Per transfer | Per day | Per 30 days |
|---|---|---|---|
| Unverified | 1,500 KLM | 3,000 KLM | 13,500 KLM |
| Verified | 4,500 KLM | 9,000 KLM | 18,000 KLM |
Verify your identity to move up to the higher limits. Daily limits reset each day; the 30-day limit is a rolling window. Paying a verified merchant or Creator is a purchase, not a transfer, and is never limited.
KAELUM vs Everything Else
Not a loyalty scheme. Not a gift card. Not a cryptocurrency. A structural commerce upgrade that applies every time you spend in the ecosystem.
| Feature | KAELUM KLM | Loyalty Points | Cashback Card | Gift Card |
|---|---|---|---|---|
| Instant discount at checkout | ✓ 6%+ | ✗ | ✗ Delayed | ✗ |
| Works at multiple merchants | ✓ | Sometimes | ✓ | ✗ One store |
| Quarterly reward distributions | ✓ | ✗ | ✗ | ✗ |
| Balance expires | ✓ Never | ✗ Often | Sometimes | Sometimes |
| Ai-governed price floor | ✓ £0.20 | ✗ | ✗ | ✗ |
| Regulated under UK EMR 2011 | ✓ | ✗ | ✗ | ✗ |
Pre-Purchase Campaign is live now.
For a limited time, new customers can buy KLM at a 12% discount on the standard price. Your KLM enters the ecosystem at full £0.20 value from day one. You also receive the standard 6%+ spending discount on every purchase. The best entry point to the KAELUM ecosystem.
Everything you need to know
Your money should work harder.
Join KAELUM and start saving 6%+ every time you shop. It takes minutes to get started with just £40 in starting balance.
Create Your AccountKAELUM ('Kay-Lum') is a Closed-Loop, Non-Crypto, Agentic Ai-Native Digital Commerce Currency Platform designed for commerce, not speculation. Spend KLM at partnered Merchants or Creators and unlock a 6%+ spending discount. KAELUM Technologies Ltd, England & Wales No. 16681154.