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KAELUM Interactive Models

Redemption & Cashflow Model

See exactly how your earned commerce KLM converts to cash.

Every merchant asks the same fair question: can I get my money out? Yes. This model shows exactly how earned commerce KLM converts to fiat, including the 2.5% redemption fee (1.8% with a verified subscription) and the honest minimum and maximum per redemption. Move the slider to match your earned KLM. Earned commerce KLM is redeemable to cash by verified merchants, backed by transaction receipts. Recirculating KLM within the ecosystem carries no redemption fee.
Your earned KLM
Earned commerce KLM (units)50,000
At the fixed £0.20 rate, 50,000 KLM is a gross value of £10,000.00. Merchant redemption runs from a £180 minimum to a £27,000 maximum per redemption.
Your cashflow
Gross value (at £0.20)£10,000.00
Redemption fee (2.5%, unverified rate)- £250.00
Cash you receive
£9,750.00
This is an illustrative model based on the figure you enter. It is not a forecast, a guarantee, or financial advice. KLM is a commerce currency fixed at £0.20 per unit and does not appreciate. Redemption to cash is available to verified merchants and creators, backed by transaction receipts. Customers earn KLM through affiliate and referral programmes and spend it within the ecosystem. KAELUM operates a closed-loop arrangement which the company considers falls within the exclusion at regulation 3 of the Electronic Money Regulations 2011 and paragraph 2(k) of Part 2 of Schedule 1 to the Payment Services Regulations 2017.
Become a KAELUM merchant
GOVERNED BY K.A.T.E. · KAELUM.APP
Spend KLM Units. Save 6%+ at every participating Merchant. Real value with every purchase.KLMNot Crypto. Not Blockchain. Not speculation. KAELUM is Agentic Ai Native.KLMZero chargebacks by design. KAELUM Merchants get paid in real Money, every time.KLMK.A.T.E. Governs the Rails. You Govern the Spend. Agentic Banking is live on KAELUM.KLMCreators: turn any post into a checkout. Monetise your audience directly with Social Paylinks.KLMBecome a KSC currency operator. Earn 2.5% commission on every transaction your sub-currency generates.KLMKAELUM Tesserae: Ai-governed Non-Fungible digital assets of ownership and access.KLMIf you still think Loyalty Points are a Reward, you have never been Paid to Shop. KAELUM Users have!KLMKLM is fixed at £0.20. It never expires and it is not a speculative asset. That is by Design.KLMSpend KLM Units. Save 6%+ at every participating Merchant. Real value with every purchase.KLMNot Crypto. Not Blockchain. Not speculation. KAELUM is Agentic Ai Native.KLMZero chargebacks by design. KAELUM Merchants get paid in real Money, every time.KLMK.A.T.E. Governs the Rails. You Govern the Spend. Agentic Banking is live on KAELUM.KLMCreators: turn any post into a checkout. Monetise your audience directly with Social Paylinks.KLMBecome a KSC currency operator. Earn 2.5% commission on every transaction your sub-currency generates.KLMKAELUM Tesserae: Ai-governed Non-Fungible digital assets of ownership and access.KLMIf you still think Loyalty Points are a Reward, you have never been Paid to Shop. KAELUM Users have!KLMKLM is fixed at £0.20. It never expires and it is not a speculative asset. That is by Design.KLMSpend KLM Units. Save 6%+ at every participating Merchant. Real value with every purchase.KLMNot Crypto. Not Blockchain. Not speculation. KAELUM is Agentic Ai Native.KLMZero chargebacks by design. KAELUM Merchants get paid in real Money, every time.KLMK.A.T.E. Governs the Rails. You Govern the Spend. Agentic Banking is live on KAELUM.KLMCreators: turn any post into a checkout. Monetise your audience directly with Social Paylinks.KLMBecome a KSC currency operator. Earn 2.5% commission on every transaction your sub-currency generates.KLMKAELUM Tesserae: Ai-governed Non-Fungible digital assets of ownership and access.KLMIf you still think Loyalty Points are a Reward, you have never been Paid to Shop. KAELUM Users have!KLMKLM is fixed at £0.20. It never expires and it is not a speculative asset. That is by Design.KLM