KAELUM
KAE RATE£0.20fixed rateSPEND DISCOUNT6%+merchant discount, 4.5% fee appliesGOVERNANCEK.A.T.E.Ai-governedSTRUCTUREClosed-loopnon-crypto commerce currencyVERIFIED MERCHANTS1in pre-launch testingTOP DISCOUNT8T Clothing18% OFF1 KAE ≈ USD$0.27today's rate1 KAE ≈ CAD$0.38today's rate1 KAE ≈ AUD$0.39today's rate

Agentic Ai Payments

AGENTIC Ai PAYMENTS WITH YOU IN CONTROL

K.A.T.E. Governs The Rails. You Govern The Spend. Every Agent Payment Runs Inside Permissions You Set, And Anything Sensitive Waits For A Person.

Agentic Ai payments are payments made by software agents acting for a person or a business. The question that matters is not how clever the agent is. It is who decides what the agent may spend, and who answers for it.

KAELUM is built on one rule: an agent should never be the thing that decides whether money moves. Rules decide. When any check is unavailable, the money waits for a person. KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds.

How to set spending limits for Ai agents

On KAELUM you choose a permission level for each capability, one at a time, and you can change it whenever you like.

Observe

The agent watches and reports. It surfaces savings and flags activity, and takes no action on your behalf.

Recommend

The agent proposes a payment and waits. Nothing happens until you approve it.

Autonomous

The agent acts within the limits you set: what it may buy, how much and how often. Sensitive actions still pass a human approval gate.

Mandates

Each agent works under a mandate you grant and can withdraw. A payment outside the mandate cannot be made.

Are Ai agent payments safe?

They are as safe as the controls around them. Giving an agent your banking password or card details hands it far more than one purchase. KAELUM keeps the agent out of your bank account entirely: you fund your KAELUM account once, with consent, and the agent spends only what you chose.

K.A.T.E., built entirely on Claude by Anthropic, checks every payment, screens for fraud and scams, and records each decision so it can be verified later.

Who is accountable when an Ai agent pays?

A model cannot be accountable. On KAELUM every agentic function maps to a named person, and sensitive actions, account changes and messages sent on your behalf pass human approval gates. Every agent payment records who acted, under which permission and why.

Agentic payments without crypto

Many agent payment projects are built on blockchain. KAELUM is a different category. KAE is a commerce currency fixed at £0.20 per unit: no blockchain, no gas fees, no exchanges and no price movement. An agent spending KAE spends a known amount, every time.

Customers receive a 6%+ merchant discount when they spend KAE at participating merchants and creators. A 4.5% platform fee applies.

Frequently asked questions

Agentic Ai payments are payments an Ai agent makes for a person or business. On KAELUM the agent pays in KAE, inside permissions the person sets, and sensitive actions pass a human approval gate.
Yes. You set a permission level for each capability, observe, recommend or autonomous, and you can change it or withdraw an agent’s mandate at any time.
No. You fund your KAELUM account once with consent, and the agent spends only from that account, within the limits you chose. KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds.
K.A.T.E., KAELUM’s Ai engine, is built entirely on Claude by Anthropic, deployed as specialised instances for each job, with human approval gates on sensitive actions.
No. KAE is a commerce currency fixed at £0.20 per unit. It uses no blockchain, is not an investment and cannot be traded.

Read more on KAELUM Insights

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KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds. Join the waiting list to hear the moment it does.

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KAE is a commerce currency fixed at £0.20 per unit. It is not cryptocurrency, not an investment and cannot be traded. Spend KAE at participating merchants and creators for a 6%+ merchant discount; a 4.5% platform fee applies. KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds. KAELUM Technologies Ltd, England and Wales No. 16681154.

Spend KAE. Save 6%+ at every participating Merchant. Real value with every purchase.Not Crypto. Not Blockchain. Not speculation. KAELUM is Agentic Ai Native.You Set The Permission. The Agent Stays Inside It.K.A.T.E. Governs the Rails. You Govern the Spend. Creators: turn any post into a checkout. Monetise your audience directly with Social Paylinks.Most Fintechs Added Ai. KAELUM is Made of it.Autonomous Where it Helps. Human-Gated Where it CountsAgentic Ai You Instruct. Not Ai you Hope BehavesKAE is fixed at £0.20. It never expires and it is not a speculative asset. That is by Design.