KAE RATE£0.20fixed rateSPEND DISCOUNT6%+merchant discount, 4.5% fee appliesGOVERNANCEK.A.T.E.Ai-governedSTRUCTUREClosed-loopnon-crypto commerce currencyVERIFIED MERCHANTS1liveTOP DISCOUNT8T Clothing18% OFF1 KAE ≈ USD$0.27today's rate1 KAE ≈ CAD$0.37today's rate1 KAE ≈ AUD$0.38today's rate

The KAELUM waiting list

Payments were built for the card networks.
KAELUM is being built for you.

Up to 95% of UK card transactions run on two US networks, and every payment carries fees that merchants pass back to you. KAELUM is an Ai-native commerce currency where customers save when they spend, creators earn from their audience and merchants keep customers coming back. Every transaction will be governed by K.A.T.E., with people approving anything sensitive.

KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds. Joining takes no money and creates no account.

Choose your side of KAELUM

The 6%+ discount will apply when customers spend KAE at participating merchants; it is a merchant discount on goods, not a discount on KAE. A 4.5% platform fee applies.

K.A.T.E. governs the rails. You govern the spend.

Rules decide whether money moves. When a check is unavailable, money waits for a person.

Not crypto. Not an investment.

KAE will have a fixed price, will not change in value and is for spending with KAELUM merchants and creators.

Your details, handled properly

We ask only for what we need, confirm your email before anything else, and every message has an unsubscribe link.

Join the waiting list

Takes under a minute. No payment, no account and no commitment.

I want to join as a

KAELUM is pre-launch and is working towards the appropriate regulatory permissions before it takes any customer funds. KAELUM is not cryptocurrency and is not an investment. Nothing on this page is an offer of KAE, shares or any financial product.

Spend KAE. Save 6%+ at every participating Merchant. Real value with every purchase.Not Crypto. Not Blockchain. Not speculation. KAELUM is Agentic Ai Native.You Set The Permission. The Agent Stays Inside It.K.A.T.E. Governs the Rails. You Govern the Spend. Creators: turn any post into a checkout. Monetise your audience directly with Social Paylinks.Most Fintechs Added Ai. KAELUM is Made of it.Autonomous Where it Helps. Human-Gated Where it CountsAgentic Ai You Instruct. Not Ai you Hope BehavesKAE is fixed at £0.20. It never expires and it is not a speculative asset. That is by Design.